Medigap pays the deductibles, copays and 20% coinsurance that can otherwise cost you thousands. Compare Plan G and Plan N across top carriers — same coverage, better price.
Not affiliated with or endorsed by the U.S. government or federal Medicare program.
The peace of mind seniors love about Medigap.
Original Medicare leaves you on the hook for roughly 20% of costs with no annual cap. A Medigap plan picks up those gaps so a hospital stay doesn't wreck your savings.
Plan G is the most comprehensive popular choice; Plan N trades small copays for a lower premium. We show both so you pick the right balance.
No networks. Use any doctor or hospital in the country that accepts Medicare — and travel with confidence.
Plans are standardized by law, so a Plan G is a Plan G — but premiums vary a lot by carrier. We shop the rates so you don't overpay for identical coverage.
Medigap (Medicare Supplement) is private insurance that pays the out-of-pocket costs Original Medicare leaves behind — deductibles, copays and the 20% coinsurance. You keep Original Medicare and add a Medigap plan on top.
Plan G covers nearly everything except the small Part B deductible. Plan N has a lower premium but you pay small copays for some office and ER visits. Which wins depends on how often you see doctors — we'll run the math with you.
During your one-time Medigap Open Enrollment (the 6 months after you're 65 and enrolled in Part B), you have guaranteed-issue rights — no health questions. Outside that window, underwriting may apply, so timing matters. Call us before it closes.
Coverage is standardized by law, but each carrier prices its premiums differently and raises them differently over time. That's why comparing carriers — what we do — can save you hundreds a year for the exact same benefits.
Same standardized coverage, very different prices. A quick call could lower your premium without lowering your protection.
Not affiliated with or endorsed by the U.S. government or federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.